When the system breaks, you buy what you can see. For a generation that arrived too late for final salary pensions and too early for auto-enrolment, none of this was really a surprise, even if it never stopped being frightening.

The lack of job opportunities for midlife women is hitting the headlines and AI is the main culprit. But is there also a systemic issue behind it? It’s one in which women 45+ are no longer prepared to transition into the ranks of unsung, later-years load-bearers who keep everything ticking over.

There's a cohort running FTSE 100 boardrooms, controlling nearly a quarter of global spending, and they’re first in line for the biggest wealth transfer in history. It’s us, Gen X.